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Consumer Report Services

K-LAK Corporation verifies information about the consumer of interest by providing information on:

  • the consumer’s name and alia names
  • address
  • social security number
  • spouse name
  • year of birth
  • family generation title.

The Consumer Report also specifies whether the data was reported to the three main credit bureaus through a monthly reporting tape, inquiry, or manually through the maintenance process.

An information inquiry may indicate possible fraud if it conflicts with the data on the file for the consumer.

The Consumer Report includes:

  • Consumer identification information
  • additional address information
  • employer information
  • tradeline and inquiry information
  • public record information
  • subscriber address information
  • additional options (demographics, FACS+, and risk models)