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Mortgage Services

For additional reports, contact your K-LAK Representative

Flood Certifications

K-LAK Corporation provides clients with Flood Zone Determinations (FZD) assessments. These assessments are based on an examination of the current and available Flood Insurance Rate Map (FIRM) data as published by or the Federal Emergency Management Agency (FEMA). We also use additional data and information, as FZD deems pertinent and practical as well as the subject property information provided by the User. 

FZD shall assess and certify the property to be in the most hazardous zone (Dual Zone Status) in the event that the information provided by the User does not allow FZD to conclusively assess the improvements to the subject property to be in a single flood zone.   The designation of Dual Zone Status shall be indicated on applicable Certifications. 

K-LAK Corporation provides  FZD reports with a turn-around time of between 24 to 72 hours.

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Income Tax Verification

K-LAK Corporation offers Income Tax Verification services to our clients. Income tax verification service provides the user with tax return information retained in the files of the United States Internal Revenue Service.

Completely automated transcripts are available from the IRS, either with or without a copy of the 1040 form.

Individuals must authorize the release of this information in exchange for employment or credit extension or a similar consideration.

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